Lobbying, Finger Pointing, and Public Safety

By Ian Aikens | November 22, 2019

A recent letter to the editor in a local paper sparked my interest.  It concerned HB664, which would have mandated that “No insurance company, agent, or adjuster shall knowingly fail to pay a claim to the claimant or repairer (my emphasis) to the extent the claimant’s vehicle is repaired in conformance with applicable manufacturer’s procedures.”  The writer of the letter complained bitterly about the governor’s veto of this particular bill because it undercut support for “your local auto body shop.”  In other words, it is the job of government to “help” businesses and make sure they “survive.”

No, not really.  The last time I checked the federal and state constitutions, there was nothing in there about helping businesses and guaranteeing their survival.  I don’t always agree with the governor’s decisions, but in this case, he was right in butting out of this issue.  Forcing insurance companies to pay for steps in the repairing process that they deem unnecessary is an intrusion and would only increase insurance costs to consumers.  So, who cares if consumers pay more for car insurance?

Certainly not the hordes of repair shop owners and employees and related repair shop associations that made it a point to lobby in Concord earlier this year in support of the bill. In hours of testimony before legislators, they complained in earnest that they were unfairly getting stuck paying for repairs that were necessary for safety that the insurance companies wouldn’t pay. In other words, greedy BIG INSURANCE was squeezing out little repair shops and not reimbursing them for important repair-related steps that manufacturers deemed necessary for safety. Thus, this David vs. Goliath battle waged at the State House all centers on consumer safety.

Or does it? Let’s look at the big legal case cited the most as the basis for the necessity of HB664. It is Seebachan v. John Eagle Collision Center and came out of Texas. In this tragic car crash, a couple was trapped in their 2010 Honda Fit after being hit by another car, and they suffered severe injuries because the roof collapsed. The roof had been repaired earlier from damage due to hail, and the manufacturer’s procedures spelled out that the roof was supposed to be welded back together, but John Eagle Collision Center used adhesive bonding instead. In sworn testimony in court, a John Eagle Collision Center manager implied that it was due to pressure from the insurance company that corners were cut.  In other words, finger pointing.

A good ambulance-chasing lawyer will never waste a good opportunity to go after BIG _______ (fill in the blank: BUSINESS, CORPORATIONS, TECH, OIL, TOBACCO, PHARMA, INSURANCE, SODA, etc.), so after the Seebachan’s won their $31.5 million lawsuit against John Eagle Collision Center, their lawyer wasted no time in filing suit against State Farm on behalf of the plaintiffs. Had there been any merit to John Eagle Collision Center’s allegations against such big pockets, you would have heard about it. As it turned out though, the lawsuit was withdrawn, and both sides agreed to pay their own legal costs. So, in fact the big case cited as “proof” that “There ought to be a law” was an instance where a repair shop that had been I-CAR certified in proper repairs failed miserably in its obligation to its customer (the Seebachan’s). Ironically, it was these same businesses (repair shops) lobbying against BIG INSURANCE that were nevertheless lobbying now for BIG GOVERNMENT. But I guess it’s different when the government will help your business.

The first question that comes to mind is why any insurance company would take a chance on being responsible for sending unsafe cars back on the road when it could be held liable for any damages, deaths, or injuries that might occur. Of course, as the narrative goes, BIG INSURANCE is only out for BIG PROFITS, but where would the profits be if your company has to pay out millions in claims? This doesn’t make sound business sense. In fact, cost cutting to the point of sacrificing safety would make poor economic sense precisely because it would lead to BIG EXPENSES, not profits.

But let’s suppose for argument’s sake that an insurance company behaves foolishly and refuses to pay for repairs the manufacturer recommends that are safety-related. What can and should be done? The bill’s proponents have one simple solution: mandate the repair and make the insurance company pay for it, whether it likes it or not. A better solution of how the free market would (and does) correct the situation actually came from one of the comments I read from a repair shop employee who was very critical of insurance companies. She remarked that when her repair shop informed the car’s owner that their insurance company refused to pay for repairs the shop felt were necessary, the consumer took issue with their insurance company and sometimes changed insurance companies after the incident. Thus, unscrupulous and non-profit minded insurance companies would lose business, and if they do this often enough to their customers, they’d soon run out of customers and go out of business.

This clarifies the proper relationship between the three parties. The consumer pays a premium to his/her insurance company to restore their car back to its former state after an accident, and the insurance company fulfills its obligations by paying for repairs following an accident. The contract is between the consumer and his/her insurance company. The only proper role for the repair shop is to follow generally accepted repair standards and repair the car—not to race to the State House to rally for more laws on the books, which by the way would absolutely guarantee more revenue for repair shops. If the insurance company is unwilling to pay for repairs the shop deems necessary for safety, it should simply refuse to do the job—or at the very least inform the consumer what repairs it recommends and then let the consumer decide how to proceed. As the lady from the repair shop who complained bitterly about the insurance companies noted, consumers when informed are not shy about taking matters in their own hands and don’t need BIG GOVERNMENT to protect them like children.

By the way, a footnote to the vetoed bill says, “The (Insurance) Department is unable to predict the volume of additional queries and complaints, but believes it could be large enough to require an additional staff position.” So, between the vagueness of some of the language in the bill and the eagerness of repair shops to secure as many repairs as possible, that’s a virtual guarantee of yet another useless government bureaucrat with which taxpayers would be forever burdened.

I also checked how Milton’s reps voted on this bill. Sadly, Senator Bradley was a co-sponsor of the bill, but fortunately Abigail Rooney and Peter Hayward voted against it. The next legislative session is just around the corner, and you can be sure we haven’t heard the last of this bill. Pressuring politicians to pass a mandate and guarantee more business in the name of “public safety” never goes of style.

References:

Court Listener. (2018, October 3). In the United States District Court for the Eastern District of Texas Sherman Division: Seebachan v. State Farm. Retrieved from https://www.courtlistener.com/recap/gov.uscourts.txed.178606/gov.uscourts.txed.178606.16.0.pdf

Legiscan. (2019, September 18). NH HB 664. Retrieved from  legiscan.com/NH/bill/HB664/2019

Manchester Union Leader. (2019, August 30). Your Turn, NH – John Elias:  Hijacking consumer protection. Retrieved from https://www.unionleader.com/opinion/columnists/your-turn-nh—john-elias-hijacking-consumer-protection/article_e8580f94-fb5e-5039-8e63-b3f43ead0393.html

NH Governor. (2019, August 15). Governor’s Veto Message Regarding House Bill 664. Retrieved from https://www.governor.nh.gov/news-media/press-2019/documents/hb-664-veto-message.pdf

Repairer Driven News. (2017, August 23). Update:  Couple in $1M Texas body shop lawsuit drop case against State Farm – but only temporarily. Retrieved from https://www.repairerdrivennews.com/2017/08/23/seebachans-drop-case-against-state-farm/

Repairer Driven News. (2019, September 5). AASP, ASA, SCRS respond to N.H. insurance commissioner’s op-ed. Retrieved from https://www.repairerdrivennews.com/2019/09/05/aasp-asa-scrs-respond-to-n-h-insurance-commissioners-op-ed/

Repairer Driven News. (2019, September 19). N.H. Legislature fails to override Sununu veto of OEM auto repair procedures bill. Retrieved from https://www.repairerdrivennews.com/2019/09/19/n-h-legislature-fails-to-override-sununu-veto-of-oem-repair-procedures-bill/

Repairer Driven News. (2019, September 20). Insurers skip required test to help consumers, and other arguments made against N.H. OEM procedures bill. Retrieved from https://www.repairerdrivennews.com/2019/09/20/n-h-veto-supporter-insurers-skip-required-oem-tests-to-save-cars-from-totaling/

Closed for Business

By Ian Aikens | September 7, 2019

Did you see the article in the news about Faro Italian Grille, a popular eating spot in Laconia, closing early this summer for lack of workers? (See References below).

While the current low unemployment rate (if you can believe the government’s figures) is good news for those in need of a job, the other side of the coin is the current economic situation is creating havoc with businesses trying to survive. What caused this dilemma and what could be done to alleviate it?

The most obvious factor is the lack of foreign workers due to the ever-increasing crackdown and curtailment of immigrants into this country. Regardless of how one feels about legal and illegal immigration, the unavoidable fact is that American businesses need foreign labor to survive. The US economy has 7.6 million jobs open but only 6.5 million people looking for work. (The subject of work force participation and the growing number of folks dependent on government programs is a whole other subject that I may delve into at some point in the future).

Since the Department of Labor began tracking job turnover 20 years ago, this is the first time the pendulum has swung this way—and the gap is growing each month. Interestingly, while it’s common knowledge that employers have been short on workers in the science and technology field for years, the labor shortage has now crept down to blue-collar jobs like healthcare aides, restaurant workers, and hotel staff. Rather than the oft-heard proclamation that immigrants are “taking jobs away from Americans,” the reality is there simply aren’t enough native-born Americans to (willingly) do those jobs to keep the economy moving along smoothly. In the various hearings I attended in Concord this year, an oft-repeated complaint I heard was healthcare facilities in dire need of workers. “Who will take care of our old folks?” was a common theme.

Speaking of old folks, a huge part of the problem is the changing demographics of American society. Baby boomers, those who were born from 1946-1964 and about 80 million strong in the US, are retiring en masse these days. According to the AARP, 10,000 baby boomers are turning 65 every single day (that’s nearly 7 every single minute), and some sparsely populated states have a very high concentration of them. Maine has the most at 36.8%, and New Hampshire is a close second. While 65% of baby boomers plan to work past age 65, it turns out that 60% of retired workers had to stop working earlier than planned due to layoffs and health issues. In addition to the growing number of folks on the older end, families are having less kids these days, which means fewer young people in the future to do the work.

Another factor that comes into play here is students staying in school longer these days and entering the workforce later. According to the National Center for Education Statistics, the number of “kids” enrolled in post-secondary degree-granting institutions increased by more than 52% between 1990 and 2014. When you look at college dropout statistics, this is a terrible trend: one-third of college students drop out entirely, and more than half enrolled take more than 6 years to graduate. Furthermore, 28% of students drop out before they even become a sophomore. At community colleges, it’s even worse with 43% of students dropping out with no degree. This is often due to the majority of students taking remedial classes for what they were supposed to learn in high school. This trend of staying in school longer and longer and extending childhood doesn’t bode well. No wonder one hears so much these days about college students turning into snowflakes and “triggered” simply by viewpoints different than their own.

Back in California, I rented out a room to a graduate student who at age 30 had never worked at a regular job for even one day in her entire life—and she was still going to school. (I often remarked to others that by the time she’s done with all her studies and is ready to get a job, it will be time to retire already.) A friend of mine who hails from Europe once told me that it’s not unusual in Europe for “kids” to study until their mid-20’s and then go to work. With more and more calls lately for “free college” to beckon young people to stay in school longer when staggering numbers of them—those who actually finish college—end up taking menial jobs not even in their fields of study, this makes no sense. Especially when there are already plenty of jobs that need to be filled. Granted, they may not be glamourous jobs, but there’s still something valuable about independence, practical work experience, being out of the ivory tower, and growing up, even in 2019.

So, back to the original problem for businesses like Faro’s, where do we go from here? While “open borders” are hardly feasible in the current political environment, how about something like the Bracero Program, which was established by President Roosevelt by executive order (unlike his infamous Executive Order 9066 which directed the internment of 120,000 Japanese-Americans) in 1942 and lasted through 1964? It allowed nearly 5 million Mexican citizens to enter the US legally and temporarily work on farms and railroads, and in factories, while many young Americans were overseas in the military in WWII. Like any government program, it had its share of bureaucratic problems, but it did serve the useful function of bringing in workers that were desperately needed—and giving people living south of the border an opportunity to earn a better living here. (Some call this exploitation, but you have to compare the working opportunities in Mexico versus what they faced in the US—if it was that much worse here facing “exploitation” and discrimination, why did they choose voluntarily to come north?)

Hilariously, while researching this article, I ran into another government program that definitely did not pan out. It was established in 1965 shortly after the Bracero Program ended, when American farmers complained to the government that the Mexican workers had performed jobs that Americans refused to do and their crops would rot in the fields without them. Leave it to a government bureaucrat to come up with a real zinger: called the A-TEAM, which stood for Athletes in Temporary Employment as Agricultural Manpower, its grand plan was to recruit 20,000 American high school male athletes to work on farms in California and Texas during summer harvest seasons. The end result: fewer than 3,500 of the A-TEAM signed up for work, and many of them soon quit or went on strike complaining of the back-breaking work, oppressive heat, low pay, and poor working conditions. Needless to say, the zinger was zapped after the first summer. Moral of the story: US businesses need foreign workers to do a lot of the lesser jobs that native-born Americans simply will not do.

As to the more recent trend of extending childhood well into what used to be adulthood, that’s a trend worth reversing. Of course, if students themselves, their families, their donors, and their banks are willing to pay the costs, no problem, but not at the public trough. The only real benefactors of sticking it to the taxpayers are the institutions that charge more with the additional “free” tuition money floating around, and of course all the bureaucrats who feed on the largesse. One good suggestion I ran into was for employers in the real world (voluntary economy) to reduce educational requirements and increase internal on-the-job training. If they can’t get more foreign workers in here to help out, that’s just what they might be forced to do anyway.

More foreign workers, fewer useless degrees, more real-world working experience—that might help businesses like Faro’s in the future, but too late for this season.


References:

Drapcho, Adam (Laconia Daily Sun). (2019, August 1). Weirs Restaurant Closes for Lack of Workers. Retrieved from www.laconiadailysun.com/news/local/weirs-restaurant-closes-for-lack-of-workers

Faro Italian Grille. (2019). Faro Italian Grille. Retrieved from www.faroitaliangrille.com/

Tax-Titled Property Auction Results

By S.D. Plissken | May 6, 2016

The James R. St. Jean auctioneers held an auction at the Emma Ramsey Center in Milton, on Saturday, May 4, 2019. Eight tax-titled (tax seizure) Milton properties were on the block.

The descriptions below appeared in their auction brochure (see References below). One of our correspondents found the sale prices quoted below in a social media posting by an auction attendee.

(Ed. Note: The sale prices of the following properties have been revised through receipt of exact figures: #2 (added), #3 (revised downwards), #4 (revised downwards), and #7 (sale cancelled) (May 7)).

A follow-up discussion of this auction is scheduled as the tenth agenda item on tonight’s Board of Selectmen (BOS) meeting agenda.


The Two Properties Sold with Covenants

The first two properties had some serious problems – health hazards – frequently mentioned in Board of Selectmen (BOS) meetings. The following conditions (or covenants) were attached to those properties.

Auctioneer’s Note for Sales 1 & 2: The Grantee agrees that within 45 days of the date of the execution of the deed, the Grantee will apply to the Town for a building permit for all work necessary to return the property to livable condition. Further, the Grantee agrees that within 1 year from the date of execution of the deed all necessary work will be completed and a certificate of occupancy obtained.

In effect, each of these two properties comes with a rather expensive albatross tied around its neck, even should they become “tear downs.”

(Their problems are not unlike those present on a much larger scale in the Town’s so-called Lockhart Field site).


Sale #1 is the so-called “Blue House” property discussed in so very many BOS meetings.

SALE #1: Tax Map 22, Lot 19, 1121 White Mountain Highway • Cape style home on a 2.64± acre lot includes 3,256± SF GLA, 4BR, 2 BA, & FHW/oil heat • Attached garage & detached shed • Zoned Low Density Residential • Assessed value $168,300. 2018 taxes $4,289. DEPOSIT: $5,000

Sold for $11,000. This would be 6.5% of its previously assessed value.


SALE #2: Tax Map 9, Lot 2, 16 Spruce Lane • Single family home on 0.4± acre lot on a dead end street • Property features 968± SF GLA, 1 BR & 1 BA • Storage Shed, FHA/gas heat, & wood deck • Assessed value $69,000. 2018 taxes $1,759. DEPOSIT: $5,000

Sold for $69,000. This would be exactly its assessed value.


The Six Undeveloped Lots Sold “As Is”

The following six properties are undeveloped lots. Note that in some cases there was a considerable variance between their auction prices – their actual value as determined by the market – and their assessed values. This variance should be a matter of some study by the assessors, who will likely want to make some adjustments in similar properties – for accuracy’s sake.


SALE #3: ABSOLUTE – Tax Map 43, Lot 24-6, Campbell Road • Undeveloped 1.51± acre lot located on a cul-de-sac street in the Briar Ridge development • Lot is wooded and gently rolling in topography • Zoned Low Density Residential • Assessed value $33,600. 2018 taxes $857. DEPOSIT: $2,500

Sold for $24,000. This would be 71.4% of its previously assessed value.


SALE #4: ABSOLUTE – Tax Map 43, Lot 24-8, Campbell Road • Undeveloped 1.58± acre lot located on a cul-de-sac street in the Briar Ridge development • Lot is wooded and gently rolling in topography • Zoned Low Density Residential • Assessed value $33,800. 2018 taxes $862 DEPOSIT: $2,500

Sold for $21,000. This would be 62.1% of its previously assessed value.


SALE #5: ABSOLUTE -Tax Map 5, Lot 7, Willey Road • Undeveloped 11.98± acre lot along a quiet paved road • Lot is wooded and slopes down from the road • Zoned Low Density Residential • Assessed value $45,000. 2018 taxes $1,147. DEPOSIT: $2,500

Sold for $12,000. This would be 26.7% of its previously assessed value.


SALE #6: ABSOLUTE – Tax Map 47, Lot 27-1, White Mountain Highway • Undeveloped 10.83± acre lot along heavily traveled Rte. 125 • Lot is wooded, level to gently rolling and has water frontage along the Salmon Falls River • Zoned Commercial/Residential • Assessed value $50,800. 2018 taxes $1,295. DEPOSIT: $2,500

Sold for $20,000. This would be 39.4% of its previously assessed value.


SALE #7: ABSOLUTE -Tax Map 37, Lot 64, Ford Farm Road • Undeveloped 0.4± acre lot along a paved road in a quiet residential neighborhood • Lot is wooded and gently rolling in topography • Zoned Low Density Residential • Assessed value $8,100. 2018 taxes $207. DEPOSIT: $1,000

This property reportedly sold for between $4,000 and $5,000. That would have been between 49.4% and 61.7% of its previously assessed value However, the winning bidder withdrew, so the property remains available. .

Quiet residential neighborhood would be one way to describe it. This property is situated along one of the proposed “no through trucking” routes mentioned at the BOS meetings of last year.


SALE #8: ABSOLUTE – Tax Map 39, Lot 9, Middleton Road • Undeveloped 4± acre lot along a paved road close to the Farmington Town Line • Lot is rolling in topography and much of the lot is made of wetlands • Zoned Low Density Residential • Assessed value $2,200. 2018 taxes $56. DEPOSIT: $1,000

Sold for $100. This would be 4.5% of its previously assessed value. The auction attendee described this as “the wetlands lot.”

Assessors should take note, with an eye to adjusting their cards, that the market values wetland properties as virtually worthless, at least for small-scale building purposes. Neither Rome nor Washington, DC,  achieved their current values until after they had drained their pestilential swamps. (Their actual swamps, rather than their metaphorical ones).


Overall, the seven properties, with a combined assessed value of $402,700, sold at auction for $157,100. That would be an average of 39.0% of their previously assessed value.

References:

Town of Milton. (2019, April 11). Tax-Titled Property Auction, May 4, 2019. Retrieved from www.miltonnh-us.com/sites/miltonnh/files/news/one_page_brochure.pdf

Durgin-Park Restaurant Closes

By Muriel Bristol | March 25, 2019

Boston’s famous Durgin-Park restaurant closed its doors for the last time on Saturday, January 12, 2019, after nearly two hundred years (founded in 1827). I heard about it recently from a friend that lives in Boston.

Durgin-Park occupied an upstairs location in the northern row of buildings at the Quincy Marketplace. It was known for its communal seating at long tables, and its menu of what might be called traditional “Yankee” food: cornbread, seafood, chowders, broiled meats, Boston baked beans, boiled dinners, apple pie (and cheese), and Indian pudding. Even spruce gum for afters.

There were and are many fine ethnic restaurants in Boston and New England, but only Durgin-Park presented traditional Yankee cuisine so authentically and so thoroughly.

I have (from an older relative) one of their postcard-like handouts from some forty-five years ago, which featured their recipes for Boston Baked Beans, Baked Indian Pudding; Tea Cake, Blueberry Cake, and Cornbread; and Old-Fashioned Apple Pie.

I will here reproduce, as a sort of tribute, the Durgin-Park recipe for Tea Cake, Blueberry Cake, and Cornbread, which all shared a common base.


TEA CAKE, BLUEBERRY CAKE, AND CORN BREAD

For Tea Cake:

  • ¾ cup sugar
  • 3 cups flour
  • 1 tablespoon baking powder
  • 2 eggs
  • 1 tablespoon melted butter
  • ¾ teaspoon salt
  • 1½ cups milk

Mix sugar with beaten eggs. Sift flour, baking powder and salt together. Add melted butter and milk. Beat up quickly and bake in a large buttered pan in a very hot oven. This makes one large pan, which will cut into 21 squares.

For Blueberry Cake, add one cup blueberries last.

For Corn Bread, substitute one cup granulated yellow corn meal for one of the three cups of flour.


One may notice that, as with the Milton Cookies of 1895-96, no specific temperature or time is given. You are supposed to just know that. For those that do not, a modern oven temperature of 400° might be taken to be a “very hot oven,” and a baking time of about ½ hour should be about long enough, but keep an eye on it. A 9″x14″ baking dish of 3″ depth would be about the right size.

Should there be sufficient interest, I am prepared to reproduce one or all of the other Durgin-Park recipes from the handout also.

Meanwhile, if you ever find yourself in need of lunch in Boston, Jacob Wirth’s German Restaurant (founded 1868) offers a not too dissimilar experience, except with German food instead of Yankee food. You might drown your sorrow over the loss of Durgin-Park in a nice Hefeweizen beer.

References:

Boston Globe. (2019, January 4). Durgin-Park, a Faneuil Hall Stalwart, Closes after Almost 200 Years. Retrieved from www.boston.com/food/restaurants/2019/01/04/durgin-park-a-faneuil-hall-stalwart-closes-after-almost-200-years

Forbes. (2019, January 10). After 192 Years, Boston’s Iconic Durgin-Park Restaurant Serves Its Last Meal. Retrieved from www.forbes.com/sites/julietremaine/2019/01/10/after-192-years-bostons-iconic-durgin-park-restaurant-serves-its-last-meal

Wikipedia. (2019, March 4). Durgin Park. Retrieved from en.wikipedia.org/wiki/Durgin-Park

Miltonia Mills Blankets Advertisement, 1921

By Muriel Bristol (Transcriber) | November 29, 2018

Here follows a 1921 advertisement for Miltonia Mills white wool blankets. This particular advertisement seems pitched towards the institutional blanket trade. Others highlight Milton Mills as a supplier to Admiral Peary’s polar expedition and to Admiral Robert E. Byrd’s Antarctic expedition.

Miltonia Mills operated in some form from 1856 until its bankruptcy in 1950, a period of ninety-four years. Greene Tanning took up its building in or after the 1954 bankruptcy sale.


MILTONIA MILLS

ESTABLISHED 1856

White Wool BLANKETS

The product of these mills in use by Hospitals and Institutions for over half a century.

Made in special sizes and weight for service and wear.

==

SUPERIOR IN QUALITY AND FINISH

==

Ask your dealer for

MILTONIA MILLS BLANKETS

==

ROGERS, HENNESSEY & JENKINS

Selling Agents Boston and New York


References:

Anthony, Henry S., and Company. (1954, June). Auction! Machinery and Equipment of the Bankrupt Miltonia Mills (Woolen Blanket Manufacturers) … Wednesday, June 16, 1954 at 11:00 A.M. Retrieved from books.google.com/books?id=cOXUYgEACAAJ

Modern Hospital. (1921, August). Miltonia Mills Advertisement. Retrieved from books.google.com/books?id=gmUhAQAAMAAJ&pg=RA3-PA83

Wikipedia. (2018, October 12). Robert Peary. Retrieved from en.wikipedia.org/wiki/Robert_Peary

Milton Businesses in 1904

By Muriel Bristol (Transcriber) | November 30, 2018

Extracted below are the Milton entries from the New Hampshire Register, Farmers’ Almanac, and Business Directory, for 1904.


MILTON, STRAFFORD – Pop. 1625, N.E. fr C., 4 m.; N.W. fr. Dover, 20 m. R.R.S. [Railroad Station] – Milton, on Northern Div. В&M. R.R.; Milton Mills, Union, 4 m., connects twice daily by stage.

OFFICERSClerk, H.L. Avery; Treas., K.F. Fox, p.о. Milton Mills; Selectmen, H.R. Jewett, p.о. Milton Mills; J.H. Avery; C.A. Jones; Board of Education, F.L. Marsh, p.о. Milton Mills; M.A.H. Hart, F.G. Horne; Board of Health, M.A.H. Hart, M.D; E.W. Fox, H.D. Coles; Constables, H.W. Downs, C.E. Remick, p.o. Milton Mills; Police, H.W. Downs, H.A. Nutter; C.E Remick, H.J. Burrows, Milton Mills. 

Postmaster – J.H. Avery. 

Justices [of the Peace] – B.B. Plummer, E.W. Fox, В.F. Avery, E.F. Fox, G.H. Goodwin, H.L. Avery, F.L. Marsh, L.H. Wentworth, С.A. Jones. 

Churches – Cong., Myron P. Dickey; West, Robert M. Peacock; F. Вaр., Chas В. Osborne.

Exp. & Tel. Ag’t – John E. Fox. 

Hotels – Phenix House, F.M. Chamberlin; Milton Hotel, К.M. Bodwell. Summer Boarding Houses – Mrs. S.W. Wallingford, W.C. Hall, L.S. Nutter. 

Ins. Agts. – James M. Gage.

Livery Stables – F.M. Chamberlain, К.M. Bodwell. 

Literary InstitutionNute Free High School, C.E. Kelley, prin. 

Societies – Eli Wentworth Post, G.A.R. [Grand Army of the Republic]; Woman’s Relief Corps [G.A.R. Auxiliary]; Strafford Lodge, A.O.U.W. [Ancient Order of United Workmen]; Lewis W. Ñute Grange; Teneriffe Council, O.U.A.M. [Order of United American Mechanics]; Madokawando Tribe, I.O.R.M. [Improved Order of Red Men]; Minnewawa Council, D. of P. [Daughters of Pythias]; Lakeside Lodge, I.O.G.T. [International Order of Good Templars].

Manufacturers – Blacksmith, I.W. Duntley, James C. Young; boots and shoes, N.B. Thayer & Co.; builders, Webber Bros., Avery, Jones & Roberts; oars and picker sticks, L.S. Mayo & Sons Co.; leatherboard mill, Milton Leatherboard Co., J. Spaulding & Sons Co.; lumber, Avery, Jones & Roberts; mowing machines, horse rakes, &c, В.B. Plummer, C.A. Jones; paper, United Box Board and Paper Co.; soap, С.M. Wallingford; bicycle repairing, Wilbur Knight; cobblers, A.R. Hayes, J.H. Rines, J. Page; steel ladders, Cantelo Manufacturing Co.; copper rivets, J.S. Crombie Rivet Co. 

Artisans – Tonsorial artist, W.F. Hargraves; painters and paper hangers, J.Q.A. Toppan, J. Smith; dressmakers, Miss Daisy Corkery, Mrs. C.A. Edgerly; carpenters and builders, G.L. Hayes, H.E. Clements; clocks and watches repaired, F.L. Harriman.

Merchants – J.D. Willey, Amos M. Roberts, H.S. Mason, С.D. Jones; boots and shoes, N.G. Pinkham; groceries, Whitehouse Bros., S.G. Blaisdell; gents. furnishing and sporting goods, cigars and tobacco, C.D. Jones; drugs; J.H. Willey; ice, Boston Ice Co., Lynn Ice Co., Marblehead Ice Co., J.R. Downing, Union Ice Co.; millinery, Miss Cora Larrabee, wood, Avery, Jones & Roberts; provisions, G.E. Wentworth, C.A. Horne; fish, E.L. Wentworth; confectionery and cigars, H.E. Horne, E.G. Knight; hay, G.E. Wentworth, J.D. Willey; coal, H.W. Downs, J.D. Pinkham; variety store, E.G. Knight; clothing, H.S. Mason; lunch room, E.S, Bourne. 

Physician – M.A.H. Hart, J.J. Buckley. 

Public Telephone – J.H. Wiley. 

Milton MillsPostmaster – E.T. Libby. 

Churches – Adv., ___ ___; Cong., ___ ___; F. Bap., E.W. Churchill; Meth., W. Holmes.

Ex. Agents – C.D. Fox, C.L. Stevens.

Hotels – Central House, J.H. Lord. 

Ins. Agt. – Forrest L. Marsh. 

Livery Stables – C.D. Fox, J.H. Lord. 

Telephone Exchange – Asa Fox & Son. 

Lawyer – Forest L. Marsh; Conveyancer, claim and collection agent, E.W. Fox. 

Literary Institution – Milton Free Public Library, John U. Simes, librarian; 800 vols. High School, J.E. Wignat, prin. 

Societies – Morning Star Lodge, К. of P. [Knights of Pythias]; Miltonia Lodge, I.О.О.F. [Independent Order of Odd Fellows]; Eastern Star Lodge, D. of R. [Daughters of Rebekah]; Minnehaha Lodge, I.O.G.T. [International Order of Good Templars]; Pleasant Valley Grange, P. of H. [Patrons of Husbandry]. 

Mechanics & Artisans – Blacksmith, Alfred Rudd, John E. Wentworth; builders, A.B. Shaw, J.F. Titcomb, E.S. Simes, Hiram Wentworth, G.E. Sims; barber, Robert Page; shoemakers, J.W. Hanson, G.W. Merrill, W. Otterway; painters and paper hangers, W.F. Mills, С.A. Berry, G.W. Partridge, T. Connolly, W.G. Miller; dressmakers, Sadie M. Stevens, Miss Jones, Gertie Lewis, E.D. Hanson; photographers, J.E. Townsend, J.S. Elkins; undertaker, A.A. Fox; nurses, Abbie Hayes, Mrs. Wannock, Mrs. H.A. Hoyt; plumber, D. Murray; carriage painter, H.E. Ayer; electrician, Willis Reynolds; household utensils, W.S. Meiller. 

Manufacturers – Boots and shoes, Gale Shoe Mfg. Co.; doors, sash, blinds and lumber, С.R. Edgecomb; harnesses, F.M. Sanborn; soap, S.G. Chamberlain; woolen goods, H.H. Townsend; carriages, A.O. Prescott; shingles, clapboards and lumber, C.R. Edgecomb. 

Merchants – Asa Fox & Son, F.H. Lowd & Co., Arthur L. Fly; confectionery, E.T. Libbey; dry goods, G.S. Lovering; oysters, J.U. Simes; furniture, Asa Fox & Son; jewelry, Asa Fox & Son, E.T. Libbey; millinery and fancy goods, Мrs. Т.E. Horne, Mrs. J.W. Merrow; provisions, R.S. Pike, H. Harsorn; stove and tinware, Daniel Murray; soda fountain and periodicals, E.T. Libbey; fruit, Frank Broggi; grain, J.F. Dore, С.L. Stevens, Arthur M. Flyn; fancy goods, toys, etc., Mrs. Helen Murray, H. Lowd; coal, E.A. Wcntworth; clothing and furnishing goods, J. Everett Horne; agricultural tools, D. Murray; carriages and sleighs, H.E. Ayer; fertilizers, M.G. Chamberlin; plows W.F. Cutts; market gardener, W. Pinfold; trees and shrubs, J. Lewis; ice, N. Mucci; milk, H.L. Buck; news agent, J.D. Murray, J.E. Horne. 

Physicians – C.W. Gross, W.E. Pillsbury, Frank S. Weeks; dentist, E.G. Reynolds. 

Summer Boarding Houses – Chas. A. Reynolds, J.D. Willey, J. Lewis, J. Lowd, Benj. Hoyle, Central House.


Previous in Sequence: Milton Businesses in 1901; next in sequence: Milton Businesses in 1905-06


Some related newspaper articles:

MALE HELP WANTED. MAN who understands photograph and ferrotype business. Address lock box 160, Milton Mills, N.H. (Boston Globe, March 13, 1902).

MALE HELP WANTED. WANTED. Heel scourer, breaster, and Buzzell trimmer; one all-round man in stock room, women’s medium shoes; if you get drunk do not reply. W.B. HAWKSWORTH, Milton Mills, N.H. (Boston Globe, March 1, 1903).


References:

New Hampshire Register Co. (1904). New Hampshire Register, Farmers’ Almanac, and Business Directory, for 1904. Retrieved from books.google.com/books?id=yu8WAAAAIAAJ&pg=PA179

Milton Businesses in 1898

By Muriel Bristol (Transcriber) | November 21, 2018

Extracted below are the Milton entries from the N.H. Register, Farmer’s Almanac, and Business Directory, for 1898.


MILTON, STRAFFORD – Pop. 1,640. N.E. fr. C. 40 m. N.W. fr. Dover 20 m. R.R.S. [Railroad Station] Milton on Ports. Gt. Falls & Conway R.R.; for Milton Mills, Union, 4 m., connects twice daily by stage.

OFFICERSClerk, H.L. Avery; Treas., Ira Miller; Selectmen, S.W. Wallingford, Joseph H. Avery, Freeman H. Lowd; Board of Education, Ira A. Cook, Frank Healey, E.F. Fox; Board of Health, E.W. Fox, Mills, J.H. Rivers, M.A.H. Hart, M.D.; Postmaster, J.H, Avery; Justices [of the Peace], J.U. Simes, B.B. Plummer, E.W. Fox, C.H. Looney, Geo. Lyman, B.F. Avery, E.F. Fox, Ira Miller, Joseph Plummer, G.H. Goodwin, H.L. Avery, H.B. Scates, F.H. Cutts, F.L. Marsh, L.H. Wentworth.

Churches – Chris., D.B. Goodwin; Cong., Myron P. Dickey; F. Bap., F.E. Carver.

Exp. & Tel. Agt. – John E. Fox.

Hotels – Riverside House, C.H. Downs; Phenix House, F.M. Chamberlin; Milton Hotel, E.M. Bodwell. Summer Boarding Houses – S.W. Wallingford, J.L. Twombly, J. LeGallee.

Livery Stables – F.M. Chamberlain, C.H. Thurston.

Literary InstitutionNute Free High School and Library.

Manufacturers – Blacksmith, I.W. Duntley; boots and shoes, N.B. Thayer & Co. [Dam No, 14]; builders, Webber Bros., Avery, Jones & Roberts; oars and picker sticks, G.I. Jordan; leatherboard mill, Milton Leatherboard Co. [Dam No. 13], Jonas Spaulding [Dam No. 11]; lumber, Avery, Jones & Roberts, L Plummer, p.o. ad. Union; mowing machines, horse rakes &c., B.B. Plummer, C.A. Jones; paper, Strafford Paper Co. [Dam No. 12]; soap, C.M. Wallingford; tonsorial artists, W.F. Hargraves, H. Bassett; lumber, shingles, clapboards, etc., Avery, Jones & Roberts; painters and paper hangers, F.S. Lee, J.Q.A. Tappan; dressmakers, Mrs. C.A. Edgerly, Mrs. L.B. Palmer.

Merchants – J.D. Willey, Looney & Roberts, H.S. Mason, C.D. Jones; boots and shoes, N.G. Pinkham; groceries, W.T. Wallace; gents. furnishing and sporting goods, cigars and tobacco, C.D. Jones; drugs, C.D. Jones, F.E. Fernald; ice, Boston Ice Co., Lynn Ice Co., Union Ice Co.; jewelry, F.A. Marks; provisions, G.E. Wentworth, C.A. Horne; fish, E.G. Jordan; confectionery and cigars, E.G. Knight; hay, G.E. Wentworth, J.D. Willey; coal, H.W. Downs, J.D. Pinkham; hay and grain, W.J. Lewis; fruit, Charles Petro; Physician, M.A.A.H. Hart, W.F, Wallace.

Public Telephone – C.D. Jones.

Milton Mills

Postmaster – J.W. Murray.

Churches – Adv., Joseph Spinney; Cong. ___ ___; F. Bap., Eben. Fernald; Meth., E.J. Deans. 

Ex. Agent – Charles Stevens.

Hotels – Central House, C.D. Fox.

Livery Stables – C.D. Fox, J.D. Hanson. 

Societies – Morning Star Lodge, K. of P. [Knights of Pythias]; Eli Wentworth Post G.A.R. [Grand Army of the Republic]; Woman’s Relief Corps [G.A.R. Auxiliary]; Miltonia Lodge, I.O.O.F. [Independent Order of Odd Fellows]; Strafford Lodge, A.O.U.W. [Ancient Order of United Workmen]; Lewis W. Nute Grange; Teneriffe Council, O.U.A.M. [Order of United American Mechanics]; Minnehaha Lodge [International Order of Good Templars]; Lakeside Lodge, I.O.G.T. [International Order of Good Templars]; Madokawando Tribe, I.O.R.M. [Improved Order of Red Men]; Minnewawa Council, D. of P. [Daughters of Pythias]

Manufacturers – Blacksmiths, J.E. Wentworth, S.F. Rines; builders, A.B. Shaw, A.A. Fox, J.F. Titcomb, E.S. Simes; doors, sash and blinds, A.B, Shaw; flannels, Waumbeck Manuf’g Co. [Dam No. 17]; felt cloth, Riverside Mfg. Co.; harnesses, A. Sanborn; picture frames, E. Deardin; soap, S.G. Chamberlain; woolen goods, H.H. Townsend [Dam No. 16]

Merchants – Asa Fox & Son, Ira Miller; boots and shoes, E.R. Campbell; confectionery, C.B. Ellis, E.T. Libbey, E. Knight; dry goods, G.S. Lovering, Harry Wentworth; groceries, H.A. Pettengell & Co.; fish, C.S. Lowd; furniture, E.F. Fox; jewelry, E.T. Libbey; merchant tailor, Harry Wentworth; millinery and fancy goods, Lizzie L. Hart; provisions, C.S. Lowd; stoves and tinware, Murray Bros; soda fountain and periodicals, E.T. Libbey. 

Miscellaneous – Conveyancer, claim and collection agent, E.W. Fox; job printer, E.T. Libbey; undertaker, A.A. Fox. 

Physicians – C.W. Gross, W.E. Pillsbury; dentist, E.G. Reynolds. 

Summer Boarding Houses – Chas. A. Reynolds, C.S. Lowd, Cyrus Miller, J.D. Willey, C.H. Prescott, Benj. Hoyle.


Most of the Societies listed under Milton Mills were probably located in Milton, where they were listed in 1901. The Morning Star Lodge, K. of P. [Knights of Pythias], Miltonia Lodge, I.O.O.F. [Independent Order of Odd Fellows], and Minnehaha Lodge [International Order of Good Templars] were Milton Mills societies.


Some related newspaper advertisements:

A King Arthur flour company advertisement included amongst it vendors in January 1897: MILTON, NH: W.T. Wallace, Looney & Roberts (Boston Globe, January 10, 1897).

Male Help Wanted. WANTED. – A barber, good workman, American, temperate, references required. Address box 213, Milton Mills, N.H. (Boston Globe, June 18, 1897).

THE MYSTIC ORDERS. Sunrise Rebekah lodge will be instituted at Milton Mills, N.H., Wednesday afternoon by the New Hampshire grand officers (Boston Globe, March 27, 1898).

Business Chances. FOR SALE. – Gents’ furnishing goods business in a manufacturing village, established over 20 years, no competition; reason for selling, other business; $700 buys it. Address for particulars lock box 167, Milton Mills, N.H. (Boston Globe, March 9, 1899).


Previous in sequence: Milton Businesses in 1894; next in sequence: Milton Businesses in 1901


References:

Walton Register Company. (1897). N.H. Register, Farmer’s Almanac, and Business Directory, for 1898. Retrieved from books.google.com/books?id=8u4WAAAAIAAJ&pg=PA163

Wikipedia. (2018, October 6). Ancient Order of United Workmen. Retrieved from en.wikipedia.org/wiki/Ancient_Order_of_United_Workmen

Wikipedia. (2018, August 13). Grand Army of the Republic. Retrieved from en.wikipedia.org/wiki/Grand_Army_of_the_Republic

Wikipedia. (2018, September 17). Improved Order of Red Men. Retrieved from en.wikipedia.org/wiki/Improved_Order_of_Red_Men

Wikipedia. (2018, October 4). Independent Order of Odd Fellows. Retrieved from en.wikipedia.org/wiki/Independent_Order_of_Odd_Fellows

Wikipedia. (2018, September 6). International Association of Rebekah Assemblies. Retrieved from en.wikipedia.org/wiki/International_Association_of_Rebekah_Assemblies

Wikipedia. (2018, June 19). International Order of Good Templars. Retrieved from en.wikipedia.org/wiki/International_Organisation_of_Good_Templars

Wikipedia. (2018, October 6). Knights of Pythias. Retrieved from en.wikipedia.org/wiki/Knights_of_Pythias

Wikipedia. (2018, August 30). National Grange of the Patrons of Husbandry. Retrieved from en.wikipedia.org/wiki/National_Grange_of_the_Order_of_Patrons_of_Husbandry

Wikipedia. (2018, September 9). Order of United American Mechanics. Retrieved from en.wikipedia.org/wiki/Order_of_United_American_Mechanics